Clarify Goals
We begin by identifying your retirement goals, risk tolerance, liquidity needs, and time horizon to build a strategy that aligns with your lifestyle.
Protect Your Retirement
Build guaranteed income and safeguard your principal—without riding stock market swings.
I’ll help you compare top-rated carriers and choose the annuity that fits your timeline, risk comfort, and goals.
Annuities
What an Annuity Can Do
Annuities
What an Annuity Can Do
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Compare Carriers
I research and compare multiple top-rated insurance carriers to find the most competitive rates, caps, and spreads tailored to your needs.
Customize Riders
Together, we add optional riders like lifetime income, enhanced liquidity, or long-term care features to ensure your plan is fully personalized.
Implement & Review
Once your plan is in place, I review it with you annually to make adjustments as your goals, market conditions, or life changes evolve.
Solutions I Offer
Financial Solutions
Liquidity?
Many contracts allow 10% free withdrawals annually.
Penalties?
Many contracts allow 10% free withdrawals annually.
Fees?
MYGAs usually have no explicit fee; FIAs may have optional rider charges.
Safety?
Guarantees backed by insurer’s claims-paying ability.
Taxes?
Growth is tax-deferred; withdrawals taxed as ordinary income.
Trusted Partners
States I Serve
Working with the nation’s top insurance providers to bring you the best Medicare coverage options available.
Ready to Get Started?
Get Started Today
Daniel Deamant, Licensed Medicare & Annuity Agent